Health insurance for foreigners in Germany

Outpatient Services
Deductible: EUR 20.-
per illness, per prophylaxis, per standard vaccination, per insurance year

Accident-related medical aids
not including visual aids

In-patient Hospital Treatment
general class, 3- or multiple-bedrooms, no coverage for private and visiting medical doctors

Rehabilitation measures
medically necessary follow-up treatment

Local Ambulance Service

Limited Dental Treatment
for relief of acute pain

Dental prosthesis
( 8 months waiting period )
75% of the costs up to EUR 2,000.- within 2 years

Emergency Dental Treatment
following Accident

Medically necessary return transport
to the home country

Repatriation
Benefit: up to EUR 10,000.-

Secondary liability
up to 8 weeks

Private-Liability
Benefit: up to EUR 2,000,000.-

Accidental Death
Benefit: EUR 10,000.- (for scholarship holder only)

Permanent Total Disability following Accident
Benefit: EUR 40,000.- (for scholarship holder only)

Optional Maternity Care Benefit
no waiting period under certain conditions
Deductible EUR 750.-

Territorial Scope: Europe

For a complete list of benefits see the General Terms and Conditions

until 31.12.2009
The following monthly premiums apply for		up to 24 months	from 25. month
scholarship holder	EUR	47.00	75.20
spouse / children over 18 years	EUR	48.50	77.60
children up to 18 years	EUR	33.00	52.80
additional premium for Optional Maternity Care	EUR	102.00	102.00

from 01.01.2010
The following monthly premiums apply for		up to 24 months	from 25. month
scholarship holder	EUR	47.00	75.00
spouse / children over 18 years	EUR	47,00	75,00
children up to 18 years	EUR	40,00	55,00
additional premium for Optional Maternity Care	EUR	110,00	110,00